:root{
  --bg:#f2f4f6;
  --card:#ffffff;
  --text:#0f172a;
  --muted:#64748b;
  --blue:#0b73b7;
  --blue2:#0aa0d8;
  --soft:#d9eef8;
  --softText:#1f6fbf;
  --shadow:0 10px 30px rgba(15,23,42,.10);
  --radius:22px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background:var(--bg);
  color:var(--text);
}

a{color:inherit}
.container{
  width:min(980px, 100%);
  padding:0 16px;
  margin:0 auto;
}

/* ===== HEADER ===== */
.site-header{
  position:sticky;
  top:0;
  z-index:20;
  background:#eef2f6;
  border-bottom:1px solid rgba(15,23,42,.06);
}
.bar{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  padding:10px 0;
}
.brand{
  font-weight:900;
  letter-spacing:.3px;
  font-size:14px;
}
.brand small{font-weight:800; opacity:.7}
.header-right{display:flex; align-items:center; gap:10px}
.lang{
  display:flex;
  gap:8px;
  align-items:center;
}
.lang button{
  border:0;
  background:#fff;
  padding:8px 12px;
  border-radius:999px;
  font-weight:800;
  font-size:12px;
  box-shadow:0 6px 14px rgba(15,23,42,.08);
  cursor:pointer;
}
.lang button.is-active{
  background:#111827;
  color:#fff;
}
.menu-btn{
  width:42px; height:42px;
  border:0;
  border-radius:999px;
  background:#fff;
  box-shadow:0 6px 14px rgba(15,23,42,.08);
  font-size:18px;
  cursor:pointer;
}

/* ===== HERO SLIDER ===== */
.hero{margin-top:14px}
.hero-slider{
  background:transparent;
  border-radius:var(--radius);
  overflow:hidden;
}
.hero-track{
  display:flex;
  transition:transform .45s ease;
  will-change:transform;
}
.hero-slide{min-width:100%}
.banner-ph{
  height:260px;
  background:
    radial-gradient(circle at 25% 25%, rgba(11,115,183,.15), transparent 55%),
    radial-gradient(circle at 80% 30%, rgba(10,160,216,.18), transparent 45%),
    linear-gradient(135deg, #ffffff, #eef6fb);
  display:flex;
  align-items:center;
  justify-content:center;
}
.banner-name{
  display:inline-block;
  padding:10px 18px;
  border-radius:999px;
  background:rgba(255,255,255,.75);
  font-weight:900;
  color:#0b5ea6;
  box-shadow:0 10px 22px rgba(15,23,42,.10);
}
.hero-dots{
  display:flex;
  gap:8px;
  justify-content:center;
  padding:10px 0 4px;
}
.hero-dots button{
  width:10px;height:10px;border-radius:999px;border:0;
  background:rgba(15,23,42,.25);
  cursor:pointer;
}
.hero-dots button.is-active{background:rgba(15,23,42,.75)}

/* ===== PAGE CARD ===== */
.page-card{
  background:var(--card);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:18px 18px 22px;
  margin:14px 0 16px;
}
.breadcrumb{
  color:#6b7280;
  font-size:14px;
  margin-bottom:8px;
}
.crumb-link{color:#1f6fbf; text-decoration:none}
.page-title{
  margin:0;
  font-size:34px;
  font-weight:1000;
  letter-spacing:-.8px;
}
.title-underline{
  width:86px;
  height:3px;
  background:rgba(15,23,42,.25);
  border-radius:999px;
  margin:10px 0 12px;
}
.page-lead{
  margin:0 0 14px;
  color:#111827;
  font-size:18px;
  line-height:1.45;
}
.btn-center{display:inline-flex; justify-content:center}

/* ===== BIG SECTION ===== */
.big-hero{
  padding:6px 2px 10px;
}
.big-title{
  margin:0 0 10px;
  font-size:44px;
  line-height:1.05;
  font-weight:1000;
  letter-spacing:-1px;
}
.big-desc{
  margin:0 0 16px;
  color:#111827;
  opacity:.92;
  font-size:17px;
  line-height:1.65;
}
.info-card{
  background:var(--card);
  border-radius:18px;
  box-shadow:var(--shadow);
  padding:16px;
}
.info-card-h{
  font-weight:950;
  color:#0b73b7;
  margin-bottom:10px;
  font-size:18px;
}
.checklist{
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  gap:10px;
}
.checklist li{
  position:relative;
  padding-left:34px;
  color:#6b7280;
  font-size:16px;
  line-height:1.55;
}
.checklist li::before{
  content:"✓";
  position:absolute;
  left:0; top:2px;
  width:22px; height:22px;
  border-radius:999px;
  background:#0b73b7;
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:900;
  font-size:12px;
}

/* ===== BLUE BAND REQUIREMENTS ===== */
.blue-band{
  margin:18px 0;
  background:linear-gradient(180deg, #0b73b7, #0b73b7);
  border-radius:22px;
  padding:18px 14px;
  color:#fff;
}
.blue-inner{padding:6px 4px}
.band-title{
  margin:0 0 14px;
  font-size:34px;
  font-weight:1000;
  letter-spacing:-.7px;
}
.req-cards{
  display:grid;
  gap:16px;
}
.req-card{
  background:#fff;
  color:#111827;
  border-radius:22px;
  padding:18px 16px;
  box-shadow:0 18px 30px rgba(0,0,0,.12);
}
.req-card h4{
  margin:0 0 10px;
  font-size:28px;
  font-weight:1000;
  letter-spacing:-.5px;
}

/* ===== HOW TO APPLY ===== */
.how{
  background:var(--card);
  border-radius:22px;
  box-shadow:var(--shadow);
  padding:18px 16px;
  margin-bottom:16px;
}
.how-title{
  margin:0 0 10px;
  font-size:30px;
  font-weight:1000;
}
.how-list{
  margin:0 0 10px 18px;
  color:#111827;
  font-size:16px;
  line-height:1.6;
}
.apply-link{
  color:#0b73b7;
  font-weight:1000;
  text-decoration:underline;
}
.how-foot{
  margin:0;
  color:#111827;
  font-size:15.5px;
}
.tel-link{color:#0b73b7; text-decoration:underline}

/* ===== RATES ===== */
.rates{margin:14px 0 18px}
.rates-title{
  margin:0 0 12px;
  font-size:34px;
  font-weight:1000;
}
.rate-card{
  background:transparent;
  margin:12px 0 18px;
}
.rate-cap{
  background:linear-gradient(90deg, #0aa0d8, #0aa0d8);
  color:#fff;
  padding:12px 14px;
  border-top-left-radius:22px;
  border-top-right-radius:22px;
  font-weight:900;
  white-space:nowrap;
  overflow:hidden;
  text-overflow:ellipsis;
}
.table-scroll{
  background:#d6f0fb;
  border-bottom-left-radius:22px;
  border-bottom-right-radius:22px;
  padding:14px;
  overflow-x:auto;              /* <-- slide horizontally like inspo */
  -webkit-overflow-scrolling:touch;
}
.rate-table{
  border-collapse:separate;
  border-spacing:0;
  min-width:740px;              /* forces horizontal slide on phone */
  width:100%;
  background:#fff;
  border-radius:16px;
  overflow:hidden;
}
.rate-table th, .rate-table td{
  border:1px solid #b7e1f2;
  padding:12px 12px;
  text-align:center;
  font-size:15px;
}
.rate-table thead th{
  background:#0b73b7;
  color:#fff;
  font-weight:900;
}
.rate-table thead tr:nth-child(2) th{
  background:#ffffff;
  color:#0f172a;
  font-weight:900;
}
.rate-table th[rowspan]{background:#0b73b7;color:#fff}
.min-deposit{
  font-weight:900;
  color:#111827;
  background:#ffffff;
}
.rate-note{
  margin-top:8px;
  font-weight:900;
  color:#111827;
  padding:0 6px;
}

/* ===== SUPPORT CARD ===== */
.support-card{
  background:#fff;
  border-radius:22px;
  box-shadow:var(--shadow);
  padding:18px 16px;
  overflow:hidden;
}
.support-card h3{
  margin:0 0 8px;
  font-size:30px;
  font-weight:1000;
}
.support-card p{
  margin:0 0 12px;
  color:#111827;
}
.support-phone{
  display:flex;
  align-items:center;
  gap:10px;
  color:#0b73b7;
  font-weight:1000;
  margin-bottom:12px;
}
.phone-ic{font-size:18px}
.support-img-ph{
  margin-top:14px;
  height:280px;
  border-radius:18px;
  background:linear-gradient(180deg, #9dd8f0, #0b73b7);
  display:flex;
  align-items:flex-start;
  justify-content:center;
  padding-top:18px;
}

/* ===== BUTTONS ===== */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:12px 18px;
  border-radius:999px;
  font-weight:1000;
  text-decoration:none;
  border:0;
  cursor:pointer;
  transition:transform .12s ease, filter .18s ease;
}
.btn:active{transform:scale(.98)}
.btn-primary{
  background:#12a0d6;
  color:#fff;
  box-shadow:0 14px 26px rgba(18,160,214,.25);
}
.btn-soft{
  background:#d9eef8;
  color:#1f6fbf;
  box-shadow:0 14px 26px rgba(15,23,42,.10);
}
.btn-soft:hover{filter:brightness(.98)}

/* ===== FLOATING CHAT ===== */
.chat-fab{
  position:fixed;
  right:16px;
  bottom:92px;
  width:58px;
  height:58px;
  border-radius:999px;
  border:0;
  background:#0b73b7;
  color:#fff;
  box-shadow:0 18px 30px rgba(0,0,0,.2);
  font-size:20px;
  cursor:pointer;
  z-index:40;
}
.chat-badge{
  position:absolute;
  top:-6px;
  right:-6px;
  background:#e11d48;
  color:#fff;
  font-weight:1000;
  font-size:12px;
  width:22px;height:22px;
  border-radius:999px;
  display:flex;
  align-items:center;
  justify-content:center;
}

/* ===== FOOTER ===== */
.footer{
  margin-top:20px;
  background:#0b73b7;
  color:#fff;
}
.footer .inner{padding:18px 0 22px}
.footer-acc{display:grid; gap:10px; margin-bottom:18px}
.acc-btn{
  width:100%;
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:14px 12px;
  border-radius:14px;
  border:1px solid rgba(255,255,255,.18);
  background:rgba(0,0,0,.08);
  color:#fff;
  font-weight:1000;
  cursor:pointer;
}
.acc-panel{
  padding:10px 12px 14px;
  opacity:.95;
  line-height:1.8;
}
.footer-info{
  display:grid;
  gap:16px;
  padding-top:8px;
}
.footer-h{
  font-weight:1000;
  margin-bottom:8px;
}
.footer-p{opacity:.95; line-height:1.6}
.social{display:flex; gap:10px}
.social a{
  width:38px;height:38px;
  border-radius:999px;
  background:rgba(255,255,255,.14);
  display:flex;
  align-items:center;
  justify-content:center;
  text-decoration:none;
  font-weight:1000;
}
.footer-brand{
  margin-top:14px;
  font-size:22px;
  font-weight:1000;
  letter-spacing:.6px;
}
.footer-copy{
  margin-top:6px;
  opacity:.9;
  font-size:13px;
}

/* ===== REVEAL ON SCROLL ===== */
.reveal{
  opacity:0;
  transform:translateY(16px);
  transition:opacity .55s ease, transform .55s ease;
}
.reveal.in-view{
  opacity:1;
  transform:translateY(0);
}

/* ===== DESKTOP TWEAKS ===== */
@media (min-width: 900px){
  .banner-ph{height:340px}
  .big-title{font-size:54px}
  .req-cards{grid-template-columns:1fr 1fr}
  .footer-info{grid-template-columns:repeat(4, 1fr)}
}