:root{
  --bg:#f3f5f8;
  --text:#0b1220;
  --muted:#6a7687;
  --brand:#0b66a8;
  --brand2:#0a5f9b;
  --card:#ffffff;
  --soft:#e8f3fb;
  --soft2:#dff0fb;
  --line:#e4e9f1;
  --shadow:0 14px 35px rgba(16,24,40,.08);
  --radius:22px;
  --radius2:18px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  background:var(--bg);
  color:var(--text);
}

a{color:inherit;text-decoration:none}
.container{width:min(980px, 92vw); margin:0 auto;}
.page{min-height:100%; display:flex; flex-direction:column;}
.main{flex:1; padding:18px 0 34px;}

/* ===== Header (same idea as your main) ===== */
.site-header{
  position:sticky; top:0; z-index:50;
  background:#eef2f7;
  border-bottom:1px solid #e3e8f1;
}
.bar{
  display:flex; align-items:center; justify-content:space-between;
  padding:14px 0;
}
.brand{
  font-weight:900; letter-spacing:.2px;
}
.brand small{font-weight:800; opacity:.7}
.header-right{display:flex; gap:12px; align-items:center;}
.lang{
  display:flex; gap:10px; align-items:center;
  background:#fff; padding:6px; border-radius:999px; box-shadow:0 8px 20px rgba(16,24,40,.06);
}
.lang button{
  border:0; background:transparent; padding:8px 12px; border-radius:999px;
  font-weight:800; font-size:13px; color:#1f2a3a; cursor:pointer;
}
.lang button.is-active{background:#111a2b; color:#fff;}
.menu-btn{
  border:0; background:#fff; border-radius:12px; padding:10px 12px;
  font-size:18px; cursor:pointer; box-shadow:0 8px 20px rgba(16,24,40,.06);
}

/* ===== Hero slider + card ===== */
.hero{
  position:relative;
  margin-top:10px;
  border-radius:28px;
  overflow:hidden;
  background:#dfe6f0;
  box-shadow:var(--shadow);
}
.hero-slider{position:relative;}
.hero-track{
  display:flex;
  transition:transform .45s ease;
  touch-action:pan-y;
}
.hero-slide{min-width:100%;}
.hero-slide img{
  width:100%;
  height:310px;
  object-fit:cover;
  display:block;
  background:#cfd8e6;
}
.hero-dots{
  position:absolute;
  top:14px; left:50%;
  transform:translateX(-50%);
  display:flex; gap:10px;
}
.hero-dots button{
  width:10px; height:10px; border-radius:999px;
  border:0; background:rgba(255,255,255,.7);
  cursor:pointer;
}
.hero-dots button.is-active{background:#fff; width:28px;}

.hero-card{
  position:relative;
  margin:-64px 14px 14px;
  background:rgba(255,255,255,.96);
  border-radius:var(--radius);
  padding:18px 18px 16px;
  box-shadow:0 18px 40px rgba(16,24,40,.12);
}
.crumb{color:#7c8796; font-weight:700; font-size:14px;}
.crumb-strong{color:var(--brand); font-weight:900;}
.hero-card h1{
  margin:10px 0 6px;
  font-size:42px; line-height:1.05;
  letter-spacing:-.8px;
}
.hero-line{width:86px; height:3px; background:#2a3546; opacity:.35; border-radius:99px; margin:10px 0 12px;}
.hero-card p{margin:0; color:#3c4656; font-weight:650;}
.hero-actions{margin-top:14px;}

/* ===== Buttons ===== */
.btn-primary{
  display:inline-flex; align-items:center; justify-content:center;
  background:#1aa0d6;
  color:#fff;
  font-weight:900;
  padding:14px 18px;
  border-radius:12px;
  box-shadow:0 12px 26px rgba(26,160,214,.26);
}
.btn-soft{
  display:inline-flex; align-items:center; justify-content:center;
  background:var(--soft2);
  color:#167db8;
  font-weight:900;
  padding:14px 18px;
  border-radius:14px;
}
.btn-soft.wide{width:100%; margin-top:10px;}

/* ===== Headline ===== */
.headline{
  padding:18px 6px 6px;
  text-align:center;
}
.headline h2{
  margin:18px 0 12px;
  font-size:44px;
  line-height:1.08;
  letter-spacing:-.8px;
}
.headline p{
  margin:0 auto;
  max-width:760px;
  color:#3b4555;
  font-weight:650;
  line-height:1.65;
  font-size:18px;
}

/* ===== Cards ===== */
.card{
  background:var(--card);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:18px;
  margin-top:18px;
}
.card-title{
  margin:0 0 10px;
  font-size:22px;
}
.bullets{
  margin:10px 0 0;
  padding-left:18px;
  color:#3b4555;
  line-height:1.7;
  font-weight:650;
}
.bullets li{margin:10px 0}
.muted{color:#546274; font-weight:650;}
.link{color:#177db7; font-weight:900; text-decoration:underline;}

.subhead{
  color:#7a8698;
  font-weight:900;
  margin:0 0 8px;
}

.kv{
  display:grid;
  grid-template-columns: 1fr;
  gap:6px;
  padding:14px 0;
  border-top:1px solid var(--line);
}
.kv:first-of-type{border-top:0}
.k{color:#7a8698; font-weight:900;}
.v{color:#2d3747; font-weight:750;}

.terms{
  margin-top:12px;
  padding:14px 14px;
  border:1px solid var(--line);
  border-radius:16px;
  background:#fbfcfe;
}
.terms ul{margin:0; padding-left:20px; color:#2d3747; font-weight:700; line-height:1.7;}
.terms li{margin:10px 0}

/* ===== Section band like "Requirements" ===== */
.section-band{
  margin-top:18px;
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:var(--shadow);
  background:#0b66a8;
}
.band-title{
  padding:18px;
  font-size:36px;
  font-weight:1000;
  color:#fff;
  letter-spacing:-.7px;
}
.req-grid{
  padding:18px;
  display:grid;
  grid-template-columns:1fr;
  gap:14px;
  background:#0b66a8;
}
.req-card{
  background:#fff;
  border-radius:var(--radius2);
  padding:18px;
}
.req-card h3{margin:0 0 10px; font-size:26px;}
.checkrow{
  display:flex; gap:10px;
  padding:10px 0;
  color:#3b4555;
  font-weight:700;
  line-height:1.5;
}
.check{
  width:22px; height:22px;
  border-radius:999px;
  background:#0b66a8;
  color:#fff;
  display:flex; align-items:center; justify-content:center;
  font-weight:1000;
  flex:0 0 auto;
}

/* ===== Section title (Conditions) ===== */
.section-title{
  padding:18px 6px 0;
}
.section-title h2{
  margin:18px 0 0;
  font-size:42px;
  letter-spacing:-.7px;
}

/* ===== Feature cards (Fortune/Planned) ===== */
.feature-card{
  background:#fff;
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:18px;
  margin-top:18px;
}
.feature-head h3{
  margin:0 0 12px;
  font-size:30px;
  letter-spacing:-.4px;
}
.feature-img{
  margin-top:14px;
  border-radius:18px;
  overflow:hidden;
  background:#eef2f7;
}
.feature-img img{
  width:100%;
  height:280px;
  object-fit:cover;
  display:block;
  background:#d7e0ee;
}

/* ===== Service card ===== */
.service-card{
  background:#fff;
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:18px;
  margin-top:18px;
}
.service-card h3{margin:0 0 10px; font-size:28px;}
.service-card p{margin:0 0 14px; color:#3b4555; font-weight:650;}
.phone{
  display:flex; align-items:center; gap:10px;
  color:#167db8; font-weight:950;
  margin:10px 0 14px;
}
.phone-icon{font-size:20px;}
.phone-link{color:#167db8; text-decoration:none;}
.service-img{
  margin-top:14px;
  border-radius:18px;
  overflow:hidden;
  background:linear-gradient(180deg,#0b66a8,#0a5f9b);
}
.service-img img{
  width:100%;
  height:320px;
  object-fit:cover;
  display:block;
  background:#0b66a8;
}

/* ===== Banner image placeholders ===== */
.banner-img{
  margin-top:14px;
  border-radius:18px;
  overflow:hidden;
  background:#eef2f7;
}
.banner-img img{
  width:100%;
  height:220px;
  object-fit:cover;
  display:block;
  background:#d7e0ee;
}

/* ===== Tiles ===== */
.tiles{
  margin-top:18px;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}
.tile{
  background:#fff;
  border-radius:22px;
  box-shadow:var(--shadow);
  padding:18px;
  min-height:160px;
  position:relative;
}
.tile-icon{
  width:48px; height:48px;
  border-radius:999px;
  background:#0b66a8;
  color:#fff;
  display:flex; align-items:center; justify-content:center;
  font-weight:900;
  margin-bottom:12px;
}
.tile-title{
  font-size:28px;
  font-weight:1000;
  line-height:1.1;
}
.tile-arrow{
  position:absolute; right:16px; bottom:16px;
  font-size:26px; color:#0b66a8; font-weight:1000;
}

/* ===== Footer (accordion) ===== */
.footer{
  margin-top:22px;
  background:#0b66a8;
  color:#fff;
}
.footer .inner{padding:18px 0 24px;}
.footer-acc{border-bottom:1px solid rgba(255,255,255,.15); padding-bottom:14px;}
.acc-item{border-top:1px solid rgba(255,255,255,.15);}
.acc-btn{
  width:100%;
  background:transparent; border:0; color:#fff;
  text-align:left;
  padding:16px 0;
  font-weight:950; font-size:18px;
  display:flex; justify-content:space-between; align-items:center;
  cursor:pointer;
}
.acc-panel{
  padding:0 0 14px;
  color:rgba(255,255,255,.82);
  font-weight:650;
}
.footer-info{
  display:grid;
  grid-template-columns:1fr;
  gap:14px;
  padding-top:14px;
}
.footer-section .footer-h{font-weight:1000; margin-bottom:6px;}
.footer-section .footer-p{color:rgba(255,255,255,.85); font-weight:650; line-height:1.6;}
.social{display:flex; gap:10px;}
.social a{
  width:38px; height:38px; border-radius:999px;
  background:rgba(255,255,255,.14);
  display:flex; align-items:center; justify-content:center;
  font-weight:1000;
}
.footer-brand{
  margin-top:14px;
  font-weight:1000;
  opacity:.92;
}

/* ===== Reveal (fade in on scroll) ===== */
.reveal{
  opacity:0;
  transform:translateY(16px);
  transition:opacity .55s ease, transform .55s ease;
}
.reveal.is-visible{
  opacity:1;
  transform:translateY(0);
}

/* Responsive */
@media (min-width: 860px){
  .req-grid{grid-template-columns:1fr 1fr;}
  .footer-info{grid-template-columns:1fr 1fr 1fr 1fr;}
  .hero-slide img{height:380px;}
}