:root{
  --blue:#0b74b8;
  --blue2:#0d6fa8;
  --soft:#e7f4fb;
  --text:#111;
  --muted:#666;
  --card:#fff;
  --bg:#f3f4f6;
  --radius:22px;
}

*{box-sizing:border-box}
body{
  margin:0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color:var(--text);
  background:#fff;
}
a{color:inherit}
img{max-width:100%; display:block}
.page{min-height:100vh}
.container{max-width:980px; margin:0 auto; padding:0 16px}

/* HEADER */
.site-header{
  position:sticky;
  top:0;
  z-index:50;
  background:#fff;
  border-bottom:1px solid #eee;
}
.bar{
  height:62px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
}
.brand{font-weight:800; letter-spacing:.3px; font-size:14px}
.brand small{font-weight:700; color:#2a2a2a}
.header-right{display:flex; align-items:center; gap:12px}
.lang{
  display:flex; gap:8px;
  background:#f3f4f6;
  padding:6px;
  border-radius:999px;
}
.lang button{
  border:0; background:transparent;
  padding:8px 10px;
  border-radius:999px;
  font-weight:800; font-size:12px;
  cursor:pointer;
  color:#333;
}
.lang button.is-active{background:#111; color:#fff}
.menu-btn{border:0; background:#fff; font-size:22px; cursor:pointer}

/* Fade-in on scroll */
.reveal{
  opacity:0;
  transform: translateY(18px);
  transition: opacity .6s ease, transform .6s ease;
  will-change: opacity, transform;
}
.reveal.is-visible{opacity:1; transform:none}

/* HERO */
.hero{
  position:relative;
  background: linear-gradient(135deg, #0b74b8 0%, #20a8d8 55%, #7fd3ff 100%);
  padding-bottom:24px;
  margin:0 -16px;
}
.hero-slider{position:relative; width:100%; height:320px; overflow:hidden}
.hero-track{height:100%; display:flex; transition: transform .45s ease; will-change: transform}
.hero-slide{min-width:100%; height:320px}
.hero-slide img{width:100%; height:100%; object-fit:cover}
.hero-dots{
  position:absolute; left:50%; bottom:12px;
  transform:translateX(-50%);
  display:flex; gap:8px;
}
.hero-dots button{
  width:10px;height:10px;border-radius:999px;
  border:0;
  background:rgba(255,255,255,.55);
  cursor:pointer;
}
.hero-dots button.is-active{background:#fff}

.hero-card{
  background:var(--card);
  margin:-70px 16px 0 16px;
  border-radius:26px;
  padding:18px 18px 22px;
  box-shadow: 0 16px 38px rgba(0,0,0,.12);
}
.crumb{color:#888; font-size:13px; line-height:1.35}
.crumb-strong{color:var(--blue); font-weight:800}
.hero-card h1{margin:14px 0 8px; font-size:40px; letter-spacing:-.5px}
.hero-line{width:58px;height:2px;background:#d0d0d0;margin:10px 0 14px}
.hero-actions{display:flex; gap:12px; flex-wrap:wrap}

/* Buttons */
.btn-primary,.btn-soft{
  display:inline-flex; align-items:center; justify-content:center;
  text-decoration:none; font-weight:800;
  border-radius:14px; padding:12px 18px;
  border:0; min-width:140px;
}
.btn-primary{background:#12a7e0;color:#fff}
.btn-soft{background:#dff2fb;color:#1b5f86}
.btn-soft.wide{width:100%; margin-top:14px}

/* Sections */
.main{background:#fff}
.headline{padding:22px 0 8px; text-align:center}
.headline h2{margin:0 0 12px; font-size:44px; line-height:1.05; letter-spacing:-.6px}
.headline p{
  margin:0 auto; max-width:680px;
  color:#333; font-size:16px; line-height:1.6;
}

.card{
  background:var(--card);
  border-radius:var(--radius);
  padding:18px;
  box-shadow: 0 14px 30px rgba(0,0,0,.08);
  margin:16px 0;
}
.card-title{margin:0 0 12px; font-size:22px}
.bullets{margin:0; padding-left:18px; color:#444; line-height:1.7}
.bullets.tight{line-height:1.55}
.link{color:var(--blue); font-weight:800; text-decoration:none}
.link:hover{text-decoration:underline}

/* Requirements band */
.section-band{
  margin:16px 0;
  background:var(--blue2);
  border-radius:26px;
  padding:18px;
  color:#fff;
}
.band-title{font-size:40px; font-weight:900; margin:0 0 12px}
.req-grid{display:grid; gap:14px}
.req-card{
  background:#fff; color:#111;
  border-radius:22px; padding:18px;
}
.req-card h3{margin:0 0 12px; font-size:28px}
.checkrow{
  display:flex; gap:12px; align-items:flex-start;
  color:#666; line-height:1.55;
  margin:10px 0;
}
.check{
  width:22px;height:22px;border-radius:999px;
  background:var(--blue); color:#fff;
  display:inline-flex; align-items:center; justify-content:center;
  font-size:12px; flex:0 0 22px; margin-top:2px;
}

/* Condition rows */
.section-title h2{margin:18px 0 8px; font-size:40px; letter-spacing:-.6px}
.kv{padding:14px 0; border-bottom:1px solid #eee}
.kv:last-child{border-bottom:none}
.k{color:#9a9a9a; font-weight:800; margin-bottom:6px}
.v{color:#222}
.terms ul{margin:12px 0 0; padding-left:18px; color:#222; line-height:1.55}

/* Banner placeholders */
.banner-img,.service-img,.product-img{
  margin-top:14px;
  border-radius:18px;
  overflow:hidden;
  background:linear-gradient(135deg,#e9f4fb,#f7fbff);
  border:2px dashed #b9d8ea;
}
.banner-img img,.service-img img,.product-img img{
  width:100%;
  height:180px;
  object-fit:cover;
}
.service-img img{height:220px}
.product-img img{height:220px}

/* Products list (bottom cards) */
.products{display:grid; gap:14px; margin:18px 0}
.product-card{
  background:#fff;
  border-radius:26px;
  padding:18px;
  box-shadow: 0 14px 30px rgba(0,0,0,.08);
}
.product-title{
  font-size:34px;
  font-weight:900;
  letter-spacing:-.5px;
  margin:0 0 10px;
}

/* Customer service card */
.service-card{
  background: linear-gradient(180deg, #bfe8fb 0%, #2a8dc0 100%);
  border-radius:26px;
  padding:18px;
  color:#0b1a22;
  margin:16px 0;
}
.service-card h3{margin:0 0 8px; font-size:28px}
.service-card p{margin:0 0 10px}
.phone{display:flex; gap:10px; align-items:center; margin:10px 0 0}
.phone-link{font-weight:900; text-decoration:none}
.phone-icon{font-size:18px}

/* Tiles */
.tiles{display:grid; grid-template-columns:1fr 1fr; gap:14px; margin:18px 0}
.tile{
  background:#fff;
  border-radius:22px;
  padding:16px;
  box-shadow: 0 14px 30px rgba(0,0,0,.08);
  text-decoration:none;
  color:#111;
  min-height:130px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
}
.tile-icon{
  width:42px;height:42px;border-radius:999px;
  background:#0b74b8;color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:18px;
}
.tile-title{font-weight:900; font-size:22px; line-height:1.05}
.tile-arrow{align-self:flex-end; font-size:22px; color:#0b74b8; font-weight:900}

/* FOOTER (same as Fortune Deposit) */
.footer{
  background:#0b74b8;
  color:#fff;
  margin-top:22px;
}
.footer .inner{padding:18px 16px 26px}
.footer-acc{display:grid; gap:10px; margin-bottom:16px}
.acc-btn{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 14px;
  border-radius:16px;
  border:1px solid rgba(255,255,255,.18);
  background:rgba(0,0,0,.08);
  color:#fff;
  font-weight:900;
  cursor:pointer;
}
.acc-panel{
  padding:12px 14px 14px;
  color:rgba(255,255,255,.85);
  font-size:13px;
  line-height:1.45;
}
.footer-info{display:grid; gap:14px; margin-top:18px}
.footer-section .footer-h{font-weight:900; margin-bottom:8px}
.footer-p{color:rgba(255,255,255,.9); line-height:1.5; font-size:14px}
.social{display:flex; gap:10px}
.social a{
  width:34px;height:34px;border-radius:999px;
  background:rgba(255,255,255,.15);color:#fff;
  display:flex;align-items:center;justify-content:center;
  text-decoration:none;font-weight:900;
}
.footer-brand{margin-top:18px; font-weight:900; opacity:.95}

/* responsive */
@media (min-width:768px){
  .hero{margin:0}
  .hero-slider{height:380px}
  .hero-slide{height:380px}
  .hero-card{max-width:760px; margin-left:auto; margin-right:auto}
  .req-grid{grid-template-columns:1fr 1fr}
  .footer-info{grid-template-columns:repeat(4,1fr)}
  .products{grid-template-columns:1fr 1fr}
}